The United States Geological Survey (USGS) estimates that several million earthquakes occur in the world each year. While many go undetected because they hit remote areas, or are very small in magnitude, you should still take note of your region’s susceptibility and plan accordingly.

California isn’t the only state that is at an elevated risk for an earthquake.

While a majority of California is at an elevated risk for an earthquake, many other parts of the country are as well.  The most recent United States Seismic Hazards Map shows that areas in Nevada, South Carolina, Alaska, Hawaii, New England and the Midwest are at an elevated risk as well.

What can you do to gauge your exposure and prepare?

1. Do your research.
   Visit the USGS website for a collection of outstanding resources that show quake activity, hazard levels, and free earthquake notifications.   They also offer earthquake information for each state.
2. Prepare your home and your family.
   Do you know what to do before, during and after an earthquake?  The USGS and FEMA offer some great tips and refreshers to make sure your home and family are prepared in the event of an earthquake.
3. Prepare your business.
   It’s extremely important for business owners to protect their employees and their business in the event an earthquake.  A great starting point is to download the “7 Steps to an Earthquake Resilient Business” ebook.
4. Make sure you have proper coverage.
   Most ordinary homeowners insurance policies do not cover earthquake damage and loss.  If you are in an area with an increased quake risk, talk to your insurance provider about your policy’s coverage and options for both your home and business.

Have questions about earthquake insurance?

At the Foley Insurance Group, we help individuals and companies create comprehensive coverage plans to safeguard their family and business investments.  If you have questions about your risk or coverage for natural disasters please contact us today at 877-403-6539.