Insurance that provides coverage for liability loss exposures an employer holds related to an alleged wrongful employment act including, yet not limited to, defamation, invasion of privacy, negligent evaluation, wrongful discipline or employment – related discrimination, harassment, wrongful termination or retaliation towards an employee or a job applicant. The Foley Insurance Group represents a multitude of insurers which offer this insurance. Coverage here often varies, sometimes considerably from insurer to insurer and consequently selection of coverage and carriers becomes more complex.

An insurance coverage that provides insurance for miscellaneous professional liability also known as errors and omissions (E&O) liability resulting from errors or omissions in the performance of professional services. Companies that perform professional services for others can make mistakes, overlook a critical piece of information, misstate a fact, be misunderstood, forget to do something, misplace something or be associated with other shortcomings which could be legitmate or just alleged. This professional coverage is general in nature and not specific to any certain profession. There are always numerous exclusions that need to be carefully considered to be sure optimal coverage is secured. The Foley Insurance Group represents numerous insurers and has a multitude of access points to provide this coverage for our clients and prospects.

The Foley Insurance Group has particular expertise in assessing the professional liability loss exposures that are particularized to the legal, architectural, and engineering industries and securing professional liability insurance coverage that is commensurate with the firms loss exposure and best of market as well. Our services here will include an examination of the current coverage including but not limited to the definition of wrongful acts, exclusions and conditions. We also examine and report on our opinion as to whether or not there is a better insurance form available in the market and discuss all coverage implications with our customers and prospects.

This coverage is a specialty line of professional liability insurance that protects Directors and Officers from liability arising from their actions (or inaction) in their corporate or organizational capacities. It is designed to respond to claims of alleged errors in judgment, breach of duty or other wrongful acts committed by the Directors and Officers in their capacities as such. The Foley Insurance Group has particular expertise to provide a variety of D&O insurance coverage options and to discuss the differences among the various forms of coverage that the market currently is providing as well as the cost effectiveness of policy alternatives.

Fiduciary liability insurance is a type of insurance coverage that is intended to protect individuals or entities from claims that they have violated their fiduciary obligations as defined by ERISA. This insurance coverage would pertain, for example, to an allegation that a person in a fiduciary role gave bad advice to the plan, or made managerial or administrative mistakes, or failed to make prudent investment choices, or failed to calculate the plan benefits correctly. A fiduciary may also be considered liable for the actions of persons or entities who provide services to a plan, such as law firms or management investment firms. The Foley Insurance Group is in a position to explain the value of this insurance coverage to those who currently have not considered securing the coverage and to explore the marketplace and secure the best available coverage alternative the market is currently offering for our clients and prospects. 

The Foley Insurance Group has particular expertise in assessing the professional liability loss exposures that are particularized to the medical and healthcare fields and securing professional liability insurance coverage characterized by optimal coverage and associated loss financing that is also optimal. We are in a strong position to secure a variety of coverage alternatives for Hospital Professional Liability, Physician Professional Liability and Allied Healthcare Professional Liability. We will also examine and report on your current coverage and express our opinion as to whether or not there is a better insurance form or overall alternative available in the market and why.