Just as the name suggests, Pay-As-You-Go (PAYGO) Workers’ Comp allows companies to pay their premiums based on actual payroll, not estimates. What’s more, premiums are calculated and submitted with each payroll run. 

The benefits are tremendous:

• Zero down payment
• Precise premium calculations
• No fees or interest charges
• No year-end balloon payments
• In other words:  An immediate and significant cash flow improvement!

Choose our Pay-As-You-Go Program, and you’ll enjoy even more advantages…

An integrated solution for Workers’ Comp coverage and payroll services.  In addition to Workers’ Comp coverage, our PAYGO Program incorporates payroll services from
Total Team Solutions (TTS) an experienced facilitator of pay-as-you-go programs.  TTS will manage the calculation and payment of your premiums as part of their overall service to your firm.  For small and midsized companies, TTS offers an extremely attractive and affordable alternative to the national payroll giants.

Multiple Workers’ Comp coverage options, AND highly competitive rates. Our carrier partners are rated Superior & Excellent by A.M. Best, meaning you can rely on their financial stability and claim paying ability. Their experience and expertise in Workers’ Comp allows them to offer some of the lowest rates available anywhere.

Really (really) good service! With over 40 years combined experience in Workers’ Comp and payroll services, The Foley Insurance Group and Total Team Solutions have the expertise to ensure that your transition to PAYGO is seamless – and painless! We’ll get you up and running in no time at all.